Driving for a rideshare service like Uber or Lyft is one of the fastest growing ways to
make money. Whether you are driving to make a living or just to pick up a little extra
cash, you should be aware that your regular car accident liability insurance may not
provide full coverage in the event of an accident.

The Phases of Rideshare Driving

Insurance policies divide rideshare driving into three phases. Phase 1 is when the
driver is alone in the vehicle but has the rideshare app open and is actively looking
for customers. Phase 2 is the period between accepting a fare and picking up the
passenger. Phase 3 is when a passenger is actually in the car. These various phases
are treated differently by insurance policies, and you have to make sure you have
comprehensive coverage during all phases of the ride.

How Insurance Covers You

Uber and Lyft generally provide collision coverage during phases 2 and 3 of the ride,
but not during phase 1. Furthermore, the deductables on the insurance provided by
Uber and Lyft are generally very high, which means that you may still end up paying
quite a bit out of pocket if you are involved in an accident.

A third-party insurance policy provides valuable coverage for the gaps left by Uber
and Lyft’s coverage. A designated rideshare policy covers you during all the extra
driving you may be doing during phase 1 of the ride. It also offers additional
coverage to help lower your deductable if you are involved in an accident during
phase 2 or 3.

Anyone who drives for a rideshare company should consider a designated insurance
policy that covers you in the event of a ride sharing car accident. In response to this
emerging industry, many insurance companies now offer rideshare policies that are
very affordable and easy to add to your existing policy.

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Successful Cases

On the way back from a trip I was stopped for traffic and someone rearended me. I got an injurys to my knee, back, and also my neck. I came to AA Accident Attorneys about 3 days after the accident. I was very happy with how they handled everything and the settlement was the maximum amount that the insurance company would allow. I am very happy with AA Accident Attorneys.

Charles C. Car Accident Victim

I’d never been in a car accident in my whole life.I had originally hired an attorney, and he had dropped my case. So I came to the Accident Attorneys and they took on my case. They were amazing. They did a really good job. And I didn’t have to handle anything. In the end I’m very satisfied with my settlement.

Blyth 1st Time Car Accident Victim

The only people that looked out for me was AA Accident Attorneys. I can never thank you guys enough. I was totally surprised by how much money you guys were able to get for me. I’m really excited about the settlement I got. I couldn’t be happier with AA Accident Attorneys!

David Bell Pedestrian Accident Victim

We found Accident Attorneys, and finding them was probably the best thing that happened to us right then, because we were very well taken care of. They came out to us. We didn’t have to go to them. We was very well compensated financially. If I had to recommend an attorney, I would recommend them.

Antwaine Accident Victim

Recent Settlements

$ 2,000,000 from Security Company for Negligent Security Protection Public on Commercial Property.

$ 2,000,000 from Government Entity for Failure to Protect the Welfare of the Public.*

$ 4,000,000 Negligence resulting in burns.*

$ 1,500,000 Recovered for Passenger Involved in an Automobile Accident in San Bernadino County.*

$ 750,000 recover for injured driver involved in auto accident with tractor trailer.*

$15,000,000 from truck accident resulting in brain injury.*

$ 1,850,000 Recovered from Trucking Company for Negligent Hiring related to Auto Accident.*