People continue to drive without car insurance knowing its against the law.
Fourteen percent of motorists are uninsured in many states. In some state states that statistic is as high as 20% reports the Insurance Research Council.
Penalties include fines, the taking away of licenses, and in some states, databases are kept of motorists that are uninsured.
Persons who do not have insurance can make the cost of accidents expensive for those who have insurance.
Insurance can pay for medical expenses, wages lost, and pain and suffering for those who have accidents. Property insurance can pay for car repairs and personal property which has been left in the car which has been in an accident.
Insurance can fill a gap in coverage between coverage held by different drivers.
Uninsured motorist coverage and underinsured motorist coverage can be very cost effective for the driver, costing only 6-9 % of the premium.
There is the advantage of coverage for those who have uninsured and underinsured motorist insurance.
California has one of the highest rates of uninsured motorists.
Uninsured and underinsured motorist coverage can be a benefit and a relief for the driver.
If you need a car accident lawyer call aa-accidentattorneys.com at 800-260-2577